The Mortgage Process - Step-by-Step


Welcome to our step-by-step guide through the mortgage process.Mortgage Information when buying Santa Cruz County real estate courtesy of Buyer's Broker Inc.

Start by learning which types of questions you should ask lenders before you apply for a loan by clicking on Shopping for Your Best Mortgage Deal.

If you are further along in the process, discover the information your lender needs, application costs, and application legal requirements when you click on Steps to Apply for a Mortgage Loan.

Go to What Happens After You Apply? to discover steps a lender follows to process and approve your application.

Check out Closing on Your Home for valuable checklists that cover steps you need to take before you close on your home, documents you receive at closing, and closing costs.

Finally, read In Your New Home to learn about the responsibilities that come with homeownership.

Try one of our Mortgage Calculators to see how much your monthly payment might be, or how much you have to earn to afford your new house, and more.